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Instent Funders works with Lending Partners who originate loans. Individual borrowers must be at least 18 years of age and have a valid social security number and checking account. All loans subject to credit review and approval. Lending Partners offer fixed rates between 4.99% APR and 34.99% APR for loan amounts from $5,000 to $100,000. Minimum loan amount and APR may vary in certain states.